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Compare electricity and gas plans and cut your energy bill
There are times when you may need access to money to cover an expense, whether it’s something unexpected or a cost that’s come up sooner than planned.
Energy bills are one of the biggest and least predictable costs in the average Australian household, and many of us pay more than we need to simply because we have never switched. If your electricity or gas bill keeps creeping up, comparing plans is one of the fastest ways to claw some money back. Here is how to compare electricity and gas plans, what actually drives the price, and how Beforepay Compare & Save makes it simple.
Why comparing energy plans is worth it
Retailers change their rates regularly, and the plan that was competitive when you signed up may now be one of the dearer ones on the market. Plenty of households sit on an older, more expensive plan without realising it. Comparing takes minutes and can show whether a cheaper electricity or gas plan is available for your address and usage.
What affects the price you pay
Energy pricing has a few moving parts: the usage rate (what you pay per kilowatt hour), the daily supply charge, any conditional discounts, and how much energy you actually use. Prices also vary a lot by state and network. That is why the cheapest electricity rates in Adelaide can look very different to Brisbane or a Sydney suburb. Comparing on your own postcode and usage is the only way to see the real number for you.
How to compare electricity and gas plans
- Have a recent bill handy. Your usage in kilowatt hours and your current rates make the comparison far more accurate.
- Compare on total annual cost, not the headline discount. A big percentage off can still sit on top of high base rates.
- Check the conditions. Some discounts rely on paying on time or by direct debit, so make sure you can meet them.
- Look at electricity and gas together. A dual-fuel plan can be simpler and sometimes cheaper, though not always, so compare both ways.
Compare energy plans with Beforepay Compare & Save
Rather than checking retailer sites one by one, Compare & Save lets you compare electricity and gas plans in one place. Enter a few details about your household and you can see plans available for your area, then switch if you find a better deal. It is a quick way to check whether you are overpaying without the legwork of calling around.
Comparing energy in your state
Energy markets differ by state, so your options depend on where you live. Whether you are comparing electricity in Queensland, hunting for the cheapest provider in South Australia, or checking plans across New South Wales and Victoria, the same approach applies: compare on your real usage and total annual cost. Households in Victoria can also use the state government's Victorian Energy Compare, and all households can use the national Energy Made Easy service run by the Australian Energy Regulator.
More ways to lower your power bill
Switching plans is the big lever, but small habits help too. Heating and cooling are the biggest energy users in most homes, so setting the thermostat sensibly, sealing draughts and running appliances efficiently all add up. Our guides on comparing utility providers, managing winter energy bills and saving on electricity in summer go deeper. To keep an eye on where your money goes each month, the Budgeting & Insights tools in the Beforepay app can help.
Final word
You cannot control wholesale energy prices, but you can control whether you are on a competitive plan. Comparing electricity and gas plans is one of the simplest cost-of-living wins available, and it costs nothing to check. If a better plan is out there for your address, switching could put real money back in your pocket.
Compare & Save is a comparison service and availability of plans depends on your location and provider. Information is general only and does not take into account your personal circumstances. Terms of Service apply.
Why compare with Beforepay Compare & Save
Check electricity and gas plans in one place and see if a cheaper deal is available for your address.
Compare in one place
Based on your address and usage
Switch and save
How it works
A fast loan is only 3 steps away.
Create your account
Getting started is simple - sign up online or download the Beforepay app.
Connect your bank
Connect your bank account to explore your loan options or use Beforepay's money tools.
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Choose your loan
Borrow up to $2,000 with Pay Advance or apply for a Personal Loan of up to $5,000. Eligibility criteria applies.
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Create your account
Getting started is simple - sign up online or download the Beforepay app.
Connect your bank
Connect your bank account to explore your loan options or use Beforepay's money tools.
Choose your loan
Borrow up to $2,000 with Pay Advance or apply for a Personal Loan of up to $5,000. Eligibility criteria applies.
Common Questions
Transparent answers for confident borrowing.
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Grab a recent bill so you have your usage in kilowatt hours and your current rates, then compare plans on total annual cost for your postcode rather than the headline discount. Beforepay Compare & Save lets you compare in one place, and the government's free Energy Made Easy service (or Victorian Energy Compare in Victoria) is also worth a look.
There is no single cheapest provider for everyone. It depends on your state, your network and how much energy you use, so the cheapest plan for a household in Adelaide can be different to one in Brisbane or Sydney. Comparing on your own address and usage is the only reliable way to find the best value for you.
Yes. Many retailers offer dual-fuel plans that bundle electricity and gas, which can be simpler and sometimes cheaper. It is worth comparing both a dual-fuel option and separate plans, because bundling is not always the lowest total cost.
No. Comparing is free and takes a few minutes. You only switch if you find a plan that suits you better, and there is no obligation to change providers just because you have compared.
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