A Beforepay Pay Advance loan can help get you back on the road safely, quickly, and affordably.

There are times when you may need access to money to cover an expense, whether it’s something unexpected or a cost that’s come up sooner than planned.
Car repairs can come up unexpectedly, and when they do, they’re often difficult to delay. Whether it’s a breakdown, a safety issue, or a fault that needs attention, getting your vehicle back on the road can be a priority.
Costs can vary depending on the type of repair, and in many cases, payment is required once the work is completed. This can create pressure if the expense doesn’t line up with your regular pay cycle.
Some people choose to prioritise essential repairs and manage the cost as it arises, while others look into different ways to spread or cover the expense. It’s important to understand how each option works, including any conditions and how repayments would fit into your ongoing budget.
When deciding what to do, it can help to consider how urgent the repair is and whether there’s flexibility in timing. Looking at what’s necessary now, and what’s manageable financially, can make it easier to move forward.
Choosing an option that allows you to address the issue without putting strain on your day-to-day finances can help you stay mobile while keeping your budget on track.
Get up to $2000 with a Beforepay Pay Advance to handle everything from flat tyres and broken windows to overheated engines and structural damage.
From unexpected bills to everyday expenses, Pay Advance helps you cover short-term cash gaps and stay on top of your budget.
Need cash before payday? Get money in your account in as little as 5 minutes.

A fast loan is only 3 steps away.
Getting started is simple - sign up online or download the Beforepay app.
Connect your bank account to explore your loan options or use Beforepay's money tools.
Borrow up to $2,000 with Pay Advance or apply for a Personal Loan of up to $5,000. Eligibility criteria applies.
Transparent answers for confident borrowing.
Repairs are often needed immediately to keep your car safe and usable, which can make it hard to delay the cost.
Many repairs are paid once the work is completed, although some providers may offer flexibility.
Some prioritise essential repairs first, while others look at ways to spread or manage the expense.
It can help to understand the cost, urgency, and how payment will affect your budget.
Focusing on what’s necessary and what’s manageable can help you stay on track.
Plan, track, compare, and save with Beforepay’s free finance tools.
We check your income and expenses to make sure repayments fit your budget, with clear terms and no surprises.
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Recognising the positive impact of AI-enhanced processes and automation on the quality and satisfaction of customer interactions.

Recognised for our unwavering commitment to customer-focused, ethical lending that prioritises and supports financial wellbeing.

Recognised for the ethical product design principles and lending safeguards that form the foundation of Beforepay’s innovative credit assessment technology.

Recognised for the seamless integration of ethical lending principles, technological innovation, and sustainable growth into our customer-focused lending process.

Recognised for the simplicity and convenience of the Beforepay app and its beneficial impact for our customers.

Recognised for our leading commitment to safe lending practices, fee transparency, and inclusive access to fair finance.

Beforepay CTO, Rajini Carpenter, recognised for her commitment to building innovative systems, championing inclusion and diversity, and inspiring more women to enter the tech space.

Recognised for our success in providing inclusive access to safe, short-term finance to more working Australians, supporting them when they need it most.

Recognised for the application of advanced AI and machine learning technologies into a human-focused credit assessment process.

Recognised for our relentless dedication to data-driven, ethical lending practices and product development that puts our customers first.

Recognised for our proprietary advanced credit risk technology, commitment to transparency, and built-in lending safeguards.

Recognised for our foundational ethical lending practices that prioritise the financial wellbeing of our customers.