Whether you’ve got to call an electrician or plumber, cleaner or painter, the Beforepay Pay Advance is the fast finance fix you’ve been looking for.

There are times when you may need access to money to cover an expense, whether it’s something unexpected or a cost that’s come up sooner than planned.
Home repairs can come up unexpectedly, whether it’s a leaking roof, plumbing issue, or general wear and tear that needs attention. In some cases, these problems can’t be left for long without causing further damage.
Costs can vary depending on the type of repair and how urgent it is. While some work can be scheduled over time, other repairs may need to be addressed quickly, which can make it harder to plan financially.
Some people choose to tackle repairs in stages, while others look at different ways to manage the cost when it arises. It’s important to understand how each option works, including the total cost and how any payments will fit into your ongoing budget.
When deciding what to do, it can help to consider what’s essential right now and whether there’s flexibility in timing. Focusing on what’s manageable, both in the short term and over time, can make it easier to move forward without adding unnecessary pressure.
Taking the time to review your options and choose an approach that suits your situation can help you keep your home in good condition while staying on top of your finances.
Beforepay Pay Advance provides you with up to $2000 to take care of any home repairs, quickly, simply, and efficiently.
From unexpected bills to everyday expenses, Pay Advance helps you cover short-term cash gaps and stay on top of your budget.
Need cash before payday? Get money in your account in as little as 5 minutes.

A fast loan is only 3 steps away.
Getting started is simple - sign up online or download the Beforepay app.
Connect your bank account to explore your loan options or use Beforepay's money tools.
Borrow up to $2,000 with Pay Advance or apply for a Personal Loan of up to $5,000. Eligibility criteria applies.
Transparent answers for confident borrowing.
Repairs are often unexpected and may need to be addressed quickly to avoid further issues.
Some repairs can be scheduled, but others require immediate attention.
Some prioritise essential work, while others look at ways to spread expenses.
Understanding urgency, cost, and timing can help you plan effectively.
Focusing on what’s necessary and manageable can help reduce pressure.
Plan, track, compare, and save with Beforepay’s free finance tools.
We check your income and expenses to make sure repayments fit your budget, with clear terms and no surprises.
Learn moreThere’s a reason why we’re Australia’s leading ethical leader.

Recognising the positive impact of AI-enhanced processes and automation on the quality and satisfaction of customer interactions.

Recognised for our unwavering commitment to customer-focused, ethical lending that prioritises and supports financial wellbeing.

Recognised for the ethical product design principles and lending safeguards that form the foundation of Beforepay’s innovative credit assessment technology.

Recognised for the seamless integration of ethical lending principles, technological innovation, and sustainable growth into our customer-focused lending process.

Recognised for the simplicity and convenience of the Beforepay app and its beneficial impact for our customers.

Recognised for our leading commitment to safe lending practices, fee transparency, and inclusive access to fair finance.

Beforepay CTO, Rajini Carpenter, recognised for her commitment to building innovative systems, championing inclusion and diversity, and inspiring more women to enter the tech space.

Recognised for our success in providing inclusive access to safe, short-term finance to more working Australians, supporting them when they need it most.

Recognised for the application of advanced AI and machine learning technologies into a human-focused credit assessment process.

Recognised for our relentless dedication to data-driven, ethical lending practices and product development that puts our customers first.

Recognised for our proprietary advanced credit risk technology, commitment to transparency, and built-in lending safeguards.

Recognised for our foundational ethical lending practices that prioritise the financial wellbeing of our customers.