What is my Pay On Demand?

Find out how Beforepay's Pay Advance lets you access quick funds, on demand, before payday.

My pay, on demand

Waiting for payday when unexpected expenses pop up can be stressful.

If you’re wondering, “Where can I get my pay on demand?”, Beforepay makes it simple. With our Pay Advance, eligible Australians can access a portion of their wages instantly, instead of waiting for payday. After all, it’s your pay!

Flexible repayments

We know that when life happens, your finances need to adapt.

When you get your pay on demand with Beforepay's Pay Advance, we offer flexible repayment options that align with your pay cycle. You can also select to spread out your repayment across up to 4 instalments, as long as the full repayment is made within 62 days from your cash out date.

Transparent pricing

It’s completely free to sign up to Beforepay and use our budgeting and spending insights tools in the app.

To cash out a Pay Advance, we keep pricing simple and transparent, so you always know what you owe upfront. No nasty surprises!

What our customers say

Chosen by Over 1.7M Aussies

Plan, track, compare, and save with Beforepay’s free finance tools.

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Applications are typically approved in under 60 seconds, though some applications may require additional review.

† Approved loan amounts are subject to Beforepay’s lending criteria and verification requirements.

‡ Comparison rate calculated on a $2,500 loan over a 2-year term.

‡ WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or loan amounts may result in a different comparison rate.