Compare Now Finance and Beforepay Personal Loans side by side on amounts, rates, fees and how each product works.
Now Finance (Now Finance Group Pty Ltd, Australian Credit Licence 425142) offers unsecured personal loans from $5,000 to $50,000 over 18 months to 7 years, at 5.95% to 26.95% p.a. (comparison rate 5.95% to 26.95% p.a.), with no establishment, monthly or early-repayment fees. Rates are risk-priced using your credit profile. Beforepay Personal Loans are designed for smaller, shorter-term needs, from $2,001 to $5,000 over up to 12 months, with a fixed 5% fee and a maximum 24% p.a. interest rate (29.50% p.a. comparison rate).
The key difference is the size and length of the loan, and how you are assessed. Now Finance suits larger amounts from $5,000 to $50,000 repaid over several years, with rates based on your credit profile, which can be very competitive for strong credit. Beforepay suits smaller amounts from $2,001 to $5,000 repaid over up to 12 months, with a fixed 5% fee, a maximum 24% p.a. interest rate (29.50% p.a. comparison rate), and no traditional credit checks. The right option depends on how much you need and how long you want to repay.
Compare Now Finance and Beforepay Personal Loans side by side on amounts, rates, fees and repayments using our comparison table.
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Pay Advance can help with small, unplanned expenses when they come up before your next pay.
Life moves fast, we move faster. See extra funds in your account in minutes, ready to go. Terms of service apply.
We don’t do traditional credit checks. We assess you based on your current financial circumstances, not your past.
Know what you’ll owe before you borrow. All costs and fees are shown upfront before you apply or cash out.
Some costs can’t wait. That’s why we’re available 24/7 365, ready to lend a hand when you need it.
When comparing Now Finance alternatives, or other loans like Now Finance, it helps to match the loan to what you need: the amount, the term, the rate and how you are assessed.
Now Finance may suit people looking to borrow $5,000 or more over several years, particularly those with strong credit who can access lower rates. It uses a credit check and risk-based pricing, with no ongoing fees on its personal loans.
Beforepay Personal Loans are built for smaller, shorter-term needs, offering $2,001 to $5,000 over up to 12 months, at a maximum 24% p.a. interest rate (29.50% p.a. comparison rate) and a fixed 5% fee, with costs shown upfront. If you are looking for a Now Finance alternative with no traditional credit check, Beforepay does not run traditional credit checks and instead assesses every customer on their own circumstances. People also ask, is Now Finance safe? Now Finance is a licensed Australian lender (ACL 425142). As with any lender, it is worth checking the rate you are offered, the fees and the terms before you apply.
Use this page as a starting point, then check the latest product terms from each lender before applying.
A fast loan is only 3 steps away.
Create an account by either signing up online or downloading the Beforepay app on Google Play or the Apple App Store.
Link your bank to your Beforepay account. We are compatible with most major banking institutions in Australia.
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Instant Advance up to $2,000 or personal loans up to $5,000. Approved in minutes.
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Create an account by either signing up online or downloading the Beforepay app on Google Play or the Apple App Store.
Link your bank to your Beforepay account. We are compatible with most major banking institutions in Australia.
Instant Advance up to $2,000 or personal loans up to $5,000. Approved in minutes.
Plan, track, compare, and save with Beforepay’s free finance tools.
Everything you need to know.
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Now Finance offers $5,000 to $50,000 over 18 months to 7 years at risk-priced rates from 5.95% p.a., with no ongoing fees. Beforepay Personal Loans offer $2,001 to $5,000 over up to 12 months with a fixed 5% fee and a maximum 24% p.a. interest rate (29.50% p.a. comparison rate).
Beforepay can suit you if you need a smaller amount quickly and prefer no traditional credit checks. Now Finance may suit larger, longer-term borrowing.
Beforepay does not run traditional credit checks and assesses each customer on their own circumstances. Now Finance uses a credit check and risk-based pricing.
Now Finance is a licensed Australian lender (Australian Credit Licence 425142). As with any lender, check the rate, fees and terms you are offered before applying.
Beforepay Personal Loans range from $2,001 to $5,000. Now Finance lends from $5,000 to $50,000 (unsecured).
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