Compare the fees, interest, and repayment structure of Nimble’s Small Loans and Beforepay’s Pay Advance to find the best option for you.
Beforepay Pay Advance offers loans of up to $2,000†, repaid in up to 4 instalments aligned to your pay cycle. There are no hidden fees or late charges associated with Pay Advance, but interest may apply. Nimble Small Loans provide finance for a longer duration, but may charge additional fees that could affect or vary the total repayment amount over time.
Repayment structure is where Nimble and Beforepay differ the most. Beforepay charges a fixed 5% setup fee, with some customers also charged interest. There are no other fees associated with Pay Advance. Nimble has a setup fee and no interest, but may apply extra fees to the repayments over the term of the loan.
Compare fees, loan terms, interest, and more, using our convenient comparison table.
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Pay Advance can help with small, unplanned expenses when they come up before your next pay.
Life moves fast, we move faster. See extra funds in your account in minutes, ready to go. Terms of service apply.
We don’t do traditional credit checks. We assess you based on your current financial circumstances, not your past.
Know what you’ll owe before you borrow. All costs and fees are shown upfront before you apply or cash out.
Some costs can’t wait. That’s why we’re available 24/7 365, ready to lend a hand when you need it.
When looking for alternatives to Nimble Small Loans, it helps to focus on the loan duration and repayment structure. Both Beforepay and Nimble offer similar loan amounts, so it comes down to how long you prefer to make repayments and whether you are more comfortable with paying fees or interest.
Beforepay Pay Advance offers up to $2,000†, charging a fixed 5% setup fee, with some customers being charged interest. It may suit borrowers who want to repay over a shorter timeframe, with repayments split in up to 4 equal instalments. Nimble may suit borrowers who want or need to repay a loan over a longer timeframe, and are able to manage applicable fees being added on to the repayments. It’s also important to consider the possibility of credit checks as part of the application process. Beforepay doesn’t conduct traditional credit checks, while Nimble does.
It’s always a good idea to consider how well an alternative loan option fits with your unique circumstances and how it may affect your finances in the future.
There is no right choice for everyone. What that choice looks like for you depends on your budget, income, repayment preferences, and eligibility. Use this page as a starting point, but check the latest product terms before applying.
A fast loan is only 3 steps away.
Create an account by either signing up online or downloading the Beforepay app on Google Play or the Apple App Store.
Link your bank to your Beforepay account. We are compatible with most major banking institutions in Australia.
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Instant Advance up to $2,000 or personal loans up to $5,000. Approved in minutes.
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Create an account by either signing up online or downloading the Beforepay app on Google Play or the Apple App Store.
Link your bank to your Beforepay account. We are compatible with most major banking institutions in Australia.
Instant Advance up to $2,000 or personal loans up to $5,000. Approved in minutes.
Plan, track, compare, and save with Beforepay’s free finance tools.
Everything you need to know.
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Beforepay Pay Advance is designed for unexpected expenses that occur between pays, repaid in up to 4 equal instalments. Nimble Small Loans have a longer repayment period and may apply additional fees over the course of the loan.
Beforepay Pay Advance is a type of small loan, designed to provide fast access to funds when they are needed.
Beforepay Pay Advance may suit people who need a smaller amount quickly, want structured repayments, and no hidden costs. A Nimble Small Loan may be more suitable if you need to borrow more or repay over a longer period.
Beforepay Pay Advance offers between $50–$2,000†. Nimble Small Loans offer between $500–$2,000. The exact amount depends on a lender’s eligibility criteria and product terms.
The most important things to double check before choosing a Nimble Small Loans alternative are the loan amounts, fees, credit check status, and repayment terms.
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