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Rent loan options: help paying rent when the timing's tight
There are times when you may need access to money to cover an expense, whether it’s something unexpected or a cost that’s come up sooner than planned.
Looking for a rent loan because the timing's tight this pay cycle? A Beforepay Pay Advance can lend up to $2,000 to help cover a rent payment when it lands before your pay does.
This works best as a short-term, one-off gap-filler, not an ongoing way to pay rent. If you're finding it hard to make rent most pay cycles, it's worth looking at the bigger picture, whether that's adjusting your budget, talking to your landlord or agent about a payment plan, or getting free, confidential support from the National Debt Helpline on 1800 007 007 (ndh.org.au).
Eligibility and affordability
Every application goes through an affordability check based on your income and regular expenses, so approval isn't guaranteed. See our eligibility page for the full criteria.
How it works
Apply online and, once approved, funds can land in your account in as little as 5 minutes for approved customers. Repayments are aligned to your pay cycle. Read more on how it works or the Pay Advance product page. If it's your rental bond you need help with rather than an ongoing rent payment, our bond loan page covers that, including free state government bond schemes worth checking first.
This information is general in nature and doesn't take into account your personal circumstances. It isn't financial advice. Approval is not guaranteed. Terms of Service and eligibility criteria apply.
Evict budget stress
Borrow up to $2000 with Beforepay Pay Advance to help keep rent and mortgage payments in line.
Available online 24/7
Your funds in a flash
Transparent fees
Short-term funds when you need them most
From unexpected bills to everyday expenses, Pay Advance helps you cover short-term cash gaps and stay on top of your budget.
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How it works
A fast loan is only 3 steps away.
Create your account
Getting started is simple - sign up online or download the Beforepay app.
Connect your bank
Connect your bank account to explore your loan options or use Beforepay's money tools.
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Choose your loan
Borrow up to $2,000 with Pay Advance or apply for a Personal Loan of up to $5,000. Eligibility criteria applies.
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Create your account
Getting started is simple - sign up online or download the Beforepay app.
Connect your bank
Connect your bank account to explore your loan options or use Beforepay's money tools.
Choose your loan
Borrow up to $2,000 with Pay Advance or apply for a Personal Loan of up to $5,000. Eligibility criteria applies.
Common Questions
Transparent answers for confident borrowing.
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Rent and mortgage payments are fixed and often take up a large part of your budget.
It can help to speak with your landlord or lender about available options.
Some adjust their budget, while others look at ways to manage short-term gaps.
Looking at how it fits your income and expenses can help guide your decision.
Planning ahead and choosing manageable options can help.
Chosen by Over 1.7M Aussies
Plan, track, compare, and save with Beforepay’s free finance tools.
Eligibility
Borrowing that fits your life.
We check your income and expenses to make sure repayments fit your budget, with clear terms and no surprises.
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A better way to borrow
Recognised for simple, ethical lending that puts customers first.
Recognised for the strength of Pay Advance customer recommendations, reflecting high satisfaction with our simple, ethical lending experience.
Recognised for building trust with Pay Advance customers through transparent, ethical lending that puts their needs first.
Recognising the positive impact of AI-enhanced processes and automation on the quality and satisfaction of customer interactions.
Recognised for our unwavering commitment to customer-focused, ethical lending that prioritises and supports financial wellbeing.
Recognised for the ethical product design principles and lending safeguards that form the foundation of Beforepay’s innovative credit assessment technology.
Recognised for the seamless integration of ethical lending principles, technological innovation, and sustainable growth into our customer-focused lending process.
Recognised for the simplicity and convenience of the Beforepay app and its beneficial impact for our customers.
Recognised for our leading commitment to safe lending practices, fee transparency, and inclusive access to fair finance.
Beforepay CTO, Rajini Carpenter, recognised for her commitment to building innovative systems, championing inclusion and diversity, and inspiring more women to enter the tech space.
Recognised for our success in providing inclusive access to safe, short-term finance to more working Australians, supporting them when they need it most.
Recognised for the application of advanced AI and machine learning technologies into a human-focused credit assessment process.
Recognised for our relentless dedication to data-driven, ethical lending practices and product development that puts our customers first.
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