Looking for a PressPay Alternative?

Compare PressPay and Beforepay Pay Advance side by side on limits, fees, repayments and eligibility to find the option that fits you.

Beforepay Pay Advance

Fixed 5% fee, interest may apply
No traditional credit checks
Repaid in up to 4 instalments

Presspay

Advance up to $1,000
Repaid on next pay date
Fixed 5% fee, no interest

What this means

PressPay is an Australian pay advance service that lets eligible users access up to $1,000 of their pay early, with a fixed 5% fee and no interest, repaid in full on their next pay date. Beforepay Pay Advance works in a similar way, offering $50 to $2,000, repaid in up to 4 instalments aligned to your pay cycle, with a fixed 5% fee and interest for some customers.

How are Beforepay and PressPay different?

The main differences are the amount and the repayment structure. PressPay advances up to $1,000, repaid in full on your next pay date. Beforepay offers up to $2,000 and splits repayments into up to 4 instalments aligned to your pay cycle, with a fixed 5% fee and interest for some customers. Which suits you best depends on how much you need and whether you would prefer to repay in one go or over a few pay cycles.

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Apps like PressPay: how Beforepay compares

Compare PressPay and Beforepay Pay Advance side by side on limits, fees, repayments and eligibility using our comparison table.

Features
Beforepay Pay Advance
Presspay
Product
Beforepay Pay Advance
Presspay
Maximum loan amount
$50 to $2,000†
Up to $1,000
Maximum loan term
62 days
Up to 62 days
No hard credit check
Fixed setup fee
5%
Fixed 5%
Interest
Max. 24% p.a. for some users ‡
No late fees
No early repayment fees
No failed payment fees
No admin fees
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Why Aussies choose Beforepay

Pay Advance can help with small, unplanned expenses when they come up before your next pay.

Money in minutes

Life moves fast, we move faster. See extra funds in your account in minutes, ready to go. Terms of service apply.

No Credit Checks

We don’t do traditional credit checks. We assess you based on your current financial circumstances, not your past.

Crystal-Clear Costs

Know what you’ll owe before you borrow. All costs and fees are shown upfront before you apply or cash out.

Anytime Access

Some costs can’t wait. That’s why we’re available 24/7 365, ready to lend a hand when you need it.

What to keep in mind when choosing a PressPay alternative

When comparing PressPay alternatives, or other apps like PressPay, it helps to look at the whole picture: how much you can access, the fee, the repayment structure and eligibility.

PressPay may suit people who want a smaller advance of up to $1,000 and can comfortably repay it on their next pay date. Beforepay Pay Advance offers $50 to $2,000, repaid across up to 4 instalments aligned to your pay cycle, which may help if you would prefer a little more time to repay.

If you are looking for a PressPay alternative with no traditional credit check, Beforepay does not run traditional credit checks and instead gives every customer a personalised limit based on their circumstances. People also ask, is PressPay safe? As with any provider, it is worth checking the provider's licensing, fees and terms, and only borrowing what you can comfortably repay.

Use this page as a starting point, then check the latest product terms from each provider before applying.

How it works

A fast loan is only 3 steps away.

Create Your Account

Create an account by either signing up online or downloading the Beforepay app on Google Play or the Apple App Store.

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Connect Your Bank

Link your bank to your Beforepay account. We are compatible with most major banking institutions in Australia.

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Choose Your Loan

Instant Advance up to $2,000 or personal loans up to $5,000. Approved in minutes.

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Create Your Account

Create an account by either signing up online or downloading the Beforepay app on Google Play or the Apple App Store.

Step 1 yellow graphic

Connect Your Bank

Link your bank to your Beforepay account. We are compatible with most major banking institutions in Australia.

Step 2 yellow graphic

Choose Your Loan

Instant Advance up to $2,000 or personal loans up to $5,000. Approved in minutes.

Step 3 yellow graphic
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Chosen by Over 1.7M Aussies

Plan, track, compare, and save with Beforepay’s free finance tools.

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FAQs

Everything you need to know.

What is the difference between Presspay and Beforepay?

Presspay and Beforepay both offer Pay Advance products, but differ in available loan amount, repayment structure, and fees.

Which is cheaper: Presspay or Beforepay?

That depends on your individual circumstances. Both providers charge a fixed 5% setup fee, with Beforepay charging interest on some Pay Advances.

Do Presspay and Beforepay charge interest?

Interest may apply for Beforepay Pay Advances. Presspay does not charge interest. Make sure to check each provider’s product terms to understand the complete cost. 

How much can I borrow with Presspay compared to Beforepay?

Presspay offers Pay Advances up to $1,000 and Beforepay offers up to $2,000†. Terms of service and eligibility requirements apply.

How quickly can I receive funds with Presspay or Beforepay?

Both products are designed to provide fast funds. If eligible, Presspay will deposit funds immediately. With Beforepay, you can see cash in your account in as little as 5 minutes. 

Content last reviewed
July 2026

Applications are typically approved in under 60 seconds, though some applications may require additional review.

† Approved loan amounts are subject to Beforepay’s lending criteria and verification requirements.

‡ Comparison rate calculated on a $2,500 loan over a 2-year term.

‡ WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or loan amounts may result in a different comparison rate.