Beforepay Pay Advance offers $50 to $2,000†, repaid in up to 4 instalments lined up with your pay cycle over a maximum of 62 days. It has a 5% setup fee plus interest of up to 24% p.a., with no late fees and no early repayment fees. Nimble Small Loans offer $500 to $2,000 over 13 to 39 weeks, so they run for longer, with fees set out in Nimble's fee statement.
Repayment length is where Nimble and Beforepay differ the most. A Beforepay Pay Advance is repaid within 62 days, with a 5% setup fee plus interest of up to 24% p.a. Nimble Small Loans run for 13 to 39 weeks. Small amount loans like these usually charge an establishment fee and a monthly fee, so the longer the loan runs, the more you pay. Check Nimble's current fee statement for the exact costs.
Compare fees, loan terms, interest, and more, using our convenient comparison table.
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Pay Advance can help with small, unplanned expenses when they come up before your next pay.
Life moves fast, we move faster. See extra funds in your account in minutes, ready to go. Terms of service apply.
We don’t do traditional credit checks. We assess you based on your current financial circumstances, not your past.
Know what you’ll owe before you borrow. All costs and fees are shown upfront before you apply or cash out.
Some costs can’t wait. That’s why we’re available 24/7 365, ready to lend a hand when you need it.
When looking for alternatives to Nimble Small Loans, it helps to focus on the loan duration and repayment structure. Both Beforepay and Nimble offer similar loan amounts, so it comes down to how long you prefer to make repayments and whether you are more comfortable with paying fees or interest.
Beforepay Pay Advance offers up to $2,000†, with a 5% setup fee plus interest of up to 24% p.a. It may suit borrowers who want to repay over a shorter timeframe, with repayments split into up to 4 instalments. Nimble may suit borrowers who need to repay over a longer timeframe and are comfortable with the fees that apply. It’s also worth knowing that Nimble applications are subject to its credit approval criteria, while Beforepay Pay Advance has no credit checks.
It’s always a good idea to consider how well an alternative loan option fits with your unique circumstances and how it may affect your finances in the future.
There is no right choice for everyone. What that choice looks like for you depends on your budget, income, repayment preferences, and eligibility. Use this page as a starting point, but check the latest product terms before applying.
If you are looking at loans like Nimble Small Loans, or a Nimble alternative with no credit check, Beforepay Pay Advance has no credit checks and assesses every customer on their own circumstances. People also ask, is Nimble safe? As with any lender, it is worth checking licensing, fees and terms, and only borrowing what you can comfortably repay.
A fast loan is only 3 steps away.
Create an account by either signing up online or downloading the Beforepay app on Google Play or the Apple App Store.
Link your bank to your Beforepay account. We are compatible with most major banking institutions in Australia.
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Instant Advance up to $2,000 or personal loans up to $5,000. Approved in minutes.
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Create an account by either signing up online or downloading the Beforepay app on Google Play or the Apple App Store.
Link your bank to your Beforepay account. We are compatible with most major banking institutions in Australia.
Instant Advance up to $2,000 or personal loans up to $5,000. Approved in minutes.
Plan, track, compare, and save with Beforepay’s free finance tools.
Everything you need to know.
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Beforepay Pay Advance is designed for unexpected expenses that occur between pays, repaid in up to 4 equal instalments. Nimble Small Loans have a longer repayment period and may apply additional fees over the course of the loan.
Beforepay Pay Advance is a type of small loan, designed to provide fast access to funds when they are needed.
Beforepay Pay Advance may suit people who need a smaller amount quickly, want structured repayments, and no hidden costs. A Nimble Small Loan may be more suitable if you need to borrow more or repay over a longer period.
Beforepay Pay Advance offers between $50–$2,000†. Nimble Small Loans offer between $500–$2,000. The exact amount depends on a lender’s eligibility criteria and product terms.
The most important things to double check before choosing a Nimble Small Loans alternative are the loan amounts, fees, credit check status, and repayment terms.
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