Borrow up to $2000 and see the cash in your account in as little as 5 minutes.
A fast loan is only 3 steps away.
Create an account by either signing up online or downloading the Beforepay app on Google Play or the Apple App Store.
Link your bank to your Beforepay account. We are compatible with most major banking institutions in Australia.
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Instant Advance up to $2,000 or personal loans up to $5,000. Approved in minutes.
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Create an account by either signing up online or downloading the Beforepay app on Google Play or the Apple App Store.
Link your bank to your Beforepay account. We are compatible with most major banking institutions in Australia.
Instant Advance up to $2,000 or personal loans up to $5,000. Approved in minutes.
Recognised for simple, ethical lending that puts customers first.
Recognising the positive impact of AI-enhanced processes and automation on the quality and satisfaction of customer interactions.
Recognised for our unwavering commitment to customer-focused, ethical lending that prioritises and supports financial wellbeing.
Recognised for the ethical product design principles and lending safeguards that form the foundation of Beforepay’s innovative credit assessment technology.
Recognised for the seamless integration of ethical lending principles, technological innovation, and sustainable growth into our customer-focused lending process.
Recognised for the simplicity and convenience of the Beforepay app and its beneficial impact for our customers.
Recognised for our leading commitment to safe lending practices, fee transparency, and inclusive access to fair finance.
Beforepay CTO, Rajini Carpenter, recognised for her commitment to building innovative systems, championing inclusion and diversity, and inspiring more women to enter the tech space.
Recognised for our success in providing inclusive access to safe, short-term finance to more working Australians, supporting them when they need it most.
Recognised for the application of advanced AI and machine learning technologies into a human-focused credit assessment process.
Recognised for our relentless dedication to data-driven, ethical lending practices and product development that puts our customers first.
Recognised for our proprietary advanced credit risk technology, commitment to transparency, and built-in lending safeguards.
Recognised for our foundational ethical lending practices that prioritise the financial wellbeing of our customers.
Whether you need to handle a sudden, short-term expense or are planning for the future, we've got loans to suit.
Plan, track, compare, and save with Beforepay’s free finance tools.
Everything you need to know.
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Beforepay offers two loan products and two financial support tools:
No, Beforepay doesn’t charge any late fees. All our fees are clearly shown upfront before you accept your loan.
No, Beforepay doesn’t charge any early repayment fees. All our fees are clearly shown upfront before you accept your loan.
Beforepay offers two main loan products:
Beforepay charges a fixed 5% setup fee, with some customers also charged interest. All fees and costs are shown upfront before you confirm the Pay Advance. There are no hidden costs or fineprint fees.
Payday loan costs can vary by lender and loan structure. Fees can include late fees, early repayment fees, admin fees, establishment fees, failed payment fees, default charges, and more. It’s always important to check the terms and conditions of each loan product before borrowing.
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