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BORROW UP TO $2000

Cash at your command

Sometimes life throws a curveball, and you need a bit of extra cash to keep your balance—we get it. With up to $2000 in your back pocket, you’re always on the front foot. Because we know life happens, and your funds need to flex with you!

See common use cases for Beforepay.

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AS QUICK AS 5 MINUTES

Get paid when you say

Getting cash out can be as quick as 5 minutes—you could make a cuppa, start signing up online, and have cash in your bank before your tea goes cold. There’s not a paper form in sight, and no humans slowing things down. Did we mention you can get cash out 24/7? Welcome to the future.

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JUST A 5% FIXED FEE

Just one fixed fee

We only charge a fixed transaction fee that is 5% of what you borrow. So if you take out $100 your transaction fee will be $5 and your total repayment will only ever be $105—never a cent more! There is no interest (APR = 0%) or other fees.

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UP TO 4 REPAYMENTS

Repay, your way

We’ve got the smarts to align repayments with your pay cycle so that you can repay us when you get paid—simple, and worry-free. You can spread out your repayment across up to 4 instalments, as long as the full repayment is made within 62 days from your cash out date.

Eligibility

Who can get Beforepay?

To get cash out with Beforepay you must meet the eligibility criteria below.

  • Earn $300 a week

    You make at least $300 in income after tax each week. Centrelink and other government benefits cannot make up more than 50% of your income.

  • Regular pay cycle

    You have a regular pay schedule (weekly, fortnightly, monthly) and your pay is directly deposited into your account.

  • Online bank account

    Your salary income is deposited by your employer into the bank account that is linked to your Beforepay account.

  • Salary deposited in savings account

    Your salary needs to be deposited into an account that can be direct debited. Some savings accounts are not eligible. 

  • Pass our financial assessment

    You pass our risk assessment, which is based on an analysis of your income, expenses and other spending behaviour. 

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