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BORROW UP TO $2000

Cash at your command

Sometimes life throws a curveball, and you need a bit of extra cash to keep your balance—we get it. With up to $2000 in your back pocket, you’re always on the front foot. Because we know life happens, and your funds need to flex with you!

See common use cases for Beforepay Pay Advance.

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AS QUICK AS 5 MINUTES

Get paid when you say

Getting cash out can be as quick as 5 minutes—you could make a cuppa, start signing up online, and have cash in your bank before your tea goes cold. There’s not a paper form in sight, and no humans slowing things down. Did we mention you can get cash out 24/7? Welcome to the future.

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JUST A 5% FIXED FEE

Just one fixed fee

We only charge a single fixed fee on each advance, that is 5% of what you borrow. So if you take out $100 your transaction fee will be $5 and your total repayment will only ever be $105—never a cent more! There is no interest (APR = 0%) or other fees.

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UP TO 4 REPAYMENTS

Repay, your way

We’ve got the smarts to align repayments with your pay cycle so that you can repay us when you get paid—simple, and worry-free. You can spread out your repayment across up to 4 instalments, as long as the full repayment is made within 62 days from your cash out date.

Eligibility

Am I eligible for a Pay Advance with Beforepay?

To cash out a Pay Advance with Beforepay you’ll need to meet the below eligibility requirements. You will also need to successfully verify your ID and meet the requirements of our credit risk assessment. Learn more here.

  • Regular pay cycle

    Be 18 years or older and an Australian resident.

  • Online bank account

    Have a current driver's licence (Australian only), passport or Medicare card (or otherwise pass the identification criteria set out by Beforepay).

  • Earn $300 a week

    Be employed and earn at least $300 income per week. Employment may include self-employment, provided that you are an individual and all other eligibility criteria is met.

  • Salary deposited in savings account

    Have 50 per cent or more of your income paid by an employer.

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