Cash at your command
Sometimes life throws a curveball, and you need a bit of extra cash to keep your balance—we get it. With up to $2000 in your back pocket, you’re always on the front foot. Because we know life happens, and your funds need to flex with you!
See common use cases for Beforepay Pay Advance.
Get paid when you say
Getting cash out can be as quick as 5 minutes—you could make a cuppa, start signing up online, and have cash in your bank before your tea goes cold. There’s not a paper form in sight, and no humans slowing things down. Did we mention you can get cash out 24/7? Welcome to the future.
Just one fixed fee
We only charge a single fixed fee on each advance, that is 5% of what you borrow. So if you take out $100 your transaction fee will be $5 and your total repayment will only ever be $105—never a cent more! There is no interest (APR = 0%) or other fees.
Repay, your way
We’ve got the smarts to align repayments with your pay cycle so that you can repay us when you get paid—simple, and worry-free. You can spread out your repayment across up to 4 instalments, as long as the full repayment is made within 62 days from your cash out date.
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Be 18 years or older and an Australian resident.
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Have a current driver's licence (Australian only), passport or Medicare card (or otherwise pass the identification criteria set out by Beforepay).
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Be employed and earn at least $300 income per week. Employment may include self-employment, provided that you are an individual and all other eligibility criteria is met.
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Have 50 per cent or more of your income paid by an employer.
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