It's great being the good guy!
Life happens, and we’re here to help you get sorted. We make borrowing with Beforepay simple, quick and straightforward, helping you feel confident and in control.
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Simple fees
Know what you owe upfront with transparent fees and no hidden costs or nasty surprises.
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No debt traps
With no other fees and a one-loan-at-a-time rule, we focus on keeping you away from getting trapped in debt (unlike some other forms of credit).
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Budgeting tools
Get on top of your finances with the spending insights and a free budgeting tool in the Beforepay app.
Extra cash, made simple
Save time with our straightforward loan application process for fast access to funds.
Based on a range of factors, such as income and spending, we’ll determine your eligibility to borrow before calculating a one-time loan limit that aligns with your current financial circumstances.
Smart repayment scheduling
We’ve got the smarts to align your loan repayments with your pay cycle, automating the repayment process so it’s simple and worry-free.
And because life happens, we also make it easy to spread out your repayments in instalments, up to your maximum loan term.
Easy budgeting and expense tracking
Use the insights dashboard and free budgeting tool in the Beforepay app to stay on top of your finances.
View your income, track your spending, customise your budget and see our predictions for any upcoming bills so you can feel confident and in control when it comes to your money.
Getting started with Beforepay
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Verify your eligibility
Download the Beforepay app and securely connect your bank account(s) to verify your financial health so we can make accurate decisions about your borrowing capacity.
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Verify your identity
If you’re eligible, you’ll need to complete a quick ID check to unlock your fast and flexible loan options.
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Get cash out
Once your application has been approved and processed, you’ll see the funds transferred directly into your account, ready to use when you need it!
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