It's great being the good guy!
Life happens, and we’re here to help you get sorted, without the stress of lengthy applications or hidden surprises. We make borrowing with Beforepay simple, quick and straightforward, helping you feel confident and in control.
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Simple fees
Know what you owe upfront with only a 5% fixed fee and no hidden costs or nasty surprises.
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No debt traps
With no other fees and a one-loan-at-a-time rule, we focus on keeping you away from getting trapped in debt (unlike some other forms of credit).
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Budgeting tools
Get on top of your finances with the spending insights and a free budgeting tool in the Beforepay app.
Borrow money
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Verify your income
Zero paperwork—just connect your bank accounts. We use the same security and encryption as your bank to calculate your loan limit (without impacting your credit score).
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Verify your identity
Fill in your ID details. We’ll do a quick verification check, and then unlock your ability to borrow.
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Get cash out
Push the button, and money is sent to your account immediately. Our eligibility criteria and limit assessment ensures your loan limit is safe and affordable.
Get spending insights
Use the insights dashboard in the Beforepay app to track your income, monitor your spending habits and view upcoming bills.
See why some use cases for Beforepay.
Create a budget
Our app shows you where your money goes, and where you can make improvements with a budget that’s tailored to you.
In the Beforepay app, we can automatically create a budget tailor made for you. Or if you prefer, make one yourself, and track your expenses as you go.
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