How to access your pay early
Apply to access your
Sign up and Cash Out in as little as 10 minutes for only a fixed 5% fee (subject to eligibility, T&Cs apply).
Always know what you owe with our transparent fee model and repayments aligned with your pay cycle.
Quick and easy access to your pay
Beforepay makes accessing your pay early fast and convenient so you can pay for whatever pops up anytime, anywhere!
Access to pay and spending insights
Use the insights dashboard in the Beforepay app to track your income, monitor your spending habits and view upcoming bills.
Free budgeting tool to manage your pay
In the Beforepay app, track your spending using the bespoke budget we generate based on your pay and expenses, or create your own budget.
Why access your pay early with Beforepay?
Wages without waiting
Traditional pay cycles make you wait for your pay. We’re here to help you access the money you’ve worked hard for.
We offer an insights dashboard and budgeting tool in the Beforepay app to help you hit you your money goals.
Unlike traditional lenders who can charge 50-120% in interest & fees, Beforepay keeps it simple with only a fixed 5% fee.
Here to help
We know questions don’t pop up on schedule, so we’re here for you when you need us.
We play it safe
We value and respect our customers, that includes their data.
Name the place & time
We know you get around, so with us you can access your pay anywhere. Anytime.