How do I borrow
with Beforepay
-
Connect
your bankOur tech talks to your bank’s tech, to confirm when you get your pay and what you spend.
-
Select amount
neededJust tell us what you need - you can get up to $2000 of your wages. We’re happy to help.
-
Easy
paybackThere’s no interest or hidden fees. Just a 5% fixed transaction fee and flexible repayments with instalments across up to 4 pay cycles.
Fast and easy access
Get access to your wages quickly. It’s quick and easy to use and there’s no hidden fees. Woop.
Smartie pants (or skirts)
We could all spend smarter. We’ll help you understand your income, your spending habits and make sure you can see what bills are coming up.
Budget smuggler
We’ll create a bespoke budget just for you, by analysing what you spend (no judgement here.)
We are on a mission
-
Wages without waiting
Traditional pay cycles make you wait for your pay, we’re here to help you access the money you’ve worked hard for.
-
Budget better
Budgeting is tough, so we look at your spending and create a tailored budget just for you. Your mum will be thrilled.
-
Flat rate
Traditional lenders charge 50% - 120% in interest & fees. Um. We don’t even know what to say to that, other than don’t go there.
-
Here to help
We know questions don’t pop up on schedule, so we’re here for you when you need us.
-
We play it safe
We value and respect our customers, that includes their data.
-
Name the place & time
We know you get around, so with us you can access your pay anywhere. Anytime.
Download
